A real estate closing is the final step in a property transaction — the moment when ownership officially transfers from seller to buyer. At RELTCO, we manage every detail of this process so that all parties can close with confidence.

Once a purchase contract is signed, the title order is opened. RELTCO receives the contract, identifies all parties, and begins the title search process.

Our team conducts a thorough search of public records to identify any liens, encumbrances, judgments, or defects that could affect the property's title. This includes:

• Mortgage liens
• Tax liens
• Mechanic's liens
• Easements and restrictions
• Probate or estate issues

After the search is complete, we issue a title commitment — a promise to issue title insurance once all conditions are met. This document outlines any requirements that must be satisfied before closing.

If any issues are found, our team works to resolve them before closing. This may involve paying off liens, obtaining releases, or correcting errors in public records.

Buyers receive a Closing Disclosure at least three business days before closing. This document outlines all final loan terms, closing costs, and cash-to-close figures.

On closing day, all parties sign the required documents. RELTCO coordinates:

• Deed execution and notarization
• Loan document signing
• Fund collection and disbursement
• Recording of the deed and mortgage

After signing, RELTCO disburses funds to all parties — paying off existing mortgages, real estate commissions, and other closing costs. The deed is recorded with the county, and the transaction is complete.

With 13+ years of experience and 10,000+ transactions closed nationwide, RELTCO brings precision and white-glove service to every closing. Our team is available to answer questions at every step of the process.